Social media has been filled with various rumours about the COVID-19 vaccination – some more bizarre than others.
However, a claim that receiving a COVID-19 vaccine could invalidate a life insurance policy has prompted the industry to come forward and clarify its position.
Several people on social media have shared wild claims that their existing life insurance policies were invalidated after receiving the vaccine.
One such post highlighted their life insurance documents, which said that their policy does not cover “any damage or death” after having an “experimental medical procedure”.
They claim that the hurried rollout of vaccines may be considered ‘experimental’ and could invalidate their policy.
In response to these unsubstantiated claims online, the Association of British Insurers (ABI) has released a statement saying: “There are some claims being made that having the COVID-19 vaccine will impact your life insurance cover. This is false.
“Receiving a vaccination against COVID-19 will not impact your insurance cover, be it life insurance, private medical insurance or other forms of insurance.”
Following this statement, some of the UK’s leading life insurance companies have reassured their customers that receiving the jab will have no impact on their policy.
On its website, Aviva states: “Vaccines approved for use in the UK would have no impact on the terms of your life insurance policy.
“Any claims would be assessed against the normal terms and conditions.”
The Aviva website also states: “In the unlikely event a claim is as a result of side effects from a vaccine it would have no impact on the claim.
“Our focus is on supporting our customers when they qualify for a claim under the policy as opposed to what has been the cause of their illness.”